We build non-custodial, white-label fintech infrastructure for merchants who need stablecoin-native rails without becoming a payments licence holder. Crypto-pay is our flagship; more is on the way.
Each product is shipped as software a merchant can integrate in an afternoon — never as a regulated service we hold on their behalf.
White-label, non-custodial fiat-to-stablecoin top-ups for SaaS merchants. End-users log in with email, top up via an embedded on-ramp, and authorise every transfer themselves via MPC. The merchant receives a signed webhook and credits their own balance.
We are building two further products in the same family — stablecoin-native rails for businesses that want to settle outside card networks. Get in touch if you want to be a pilot partner.
Need a non-custodial flow that doesn't fit our shelf products? We take a small number of custom engagements per year. Reach out with the shape of the problem.
These are the design choices that keep us a software vendor rather than a payments licence holder. They also keep our merchants out of the same regulatory perimeter.
Production code is grep-gated in CI. Any function that could create or sign a transaction on a user's behalf is blocked from merging.
No automatic sweeps, no batch crons, no session keys. The user clicks a button or nothing happens.
Fiat lives at the licensed on-ramp partner. Crypto lives in the user's MPC wallet. Master wallets belong to the merchant, not to us.
Append-only audit log, OFAC SDN screening before broadcast, configurable AML thresholds. Two-party approval for anything that affects fund flow.
Where we touch user wallets, the user can export their private key at any time. Sovereignty is technical, not promised.
We expect every merchant, on-ramp partner, and bank we deal with to do KYB on us. Here is what they will find.
We reply to every serious enquiry within one working day — merchant integrations, partnerships, security reports, or just general curiosity.